Small Business Administration (SBA) Loan Programs

Nationwide Lending And Most Industry Types Considered

SBA Working Capital Loans

We make affordable business capital available with speed, experience and technology

  • Fast & Easy Credit Lines Up To $500,000.

  • Often no hard collateral or financials required for loans </= $50,000 that will fund in days.

  • $0 on SBA guarantee fees and may be eligible for a second working capital loan after 90 days.

  • Low Documentation Approvals.

  • Rates from WSJ Prime + 3.00% to 6.50%, fully amortized 10 year monthly payment loans with no prepay penalty.

  • Proceeds can be used for most business purposes.

  • Alternative financing options offered when SBA financing options are not available.

SBA 7 (a) Loans

Loan Approvals Are Issued In Days & Funding Occurs In Weeks, Not Months

  • $50,000 to $5,000,000 loan sizes (Smaller and larger loans available via our SBA Express, SBA 504, USDA, & conventional programs.

  • Full documentation documents (i.e., tax returns, PFS, financials, SBA required forms, etc.)

  • No minimum time in business (startups considered with strong collateral, experience, and personal sponsorship.

  • Alternative financing options will be offered when SBA financing options are not available.

  • DSCR of 1.15x to 1.25x (projection based revenue considered).

  • Rates from WSJ Prime + 1.75% to 3.00%, fully amortized loans from 10 to 25 years.

  • High loan-to-value (LTV) financing possible with compensating factors, including up to 100% LTV commercial real estate purchase financing for borrowers that meet certain eligibility requirements.

  • Loan proceeds can be used for most eligible business purposes i.e., purchase, refinance, construction, working capital, debt consolidation, equipment, business acquisition, startup, etc.

Equipment Financing

Fast Approvals And Same Day Funding Available (Usually within 2 hours of application)

  • $1,000 to $5,000,000+ financing sizes.

  • Up to 10-year financing terms available.

  • 500 minimum credit score.

  • 100% financing (0% down payment) on equipment purchases (20%+ down payment for startups).

  • Loans up to $150K are application only.

  • Most industries are eligible

  • Any New or Used mission critical equipment (essential to the operation of the business)

  • Custom payment structures available to meet the needs of the business: delayed payments, seasoned payments, step payments, semi-annual payments, etc.

  • Alternative and flexible financing options including leasing, loans, and leasebacks are offered for:

    • Freight trucking financing

    • Corporation only financing

    • Attachment financing

Commercial Real Estate (CRE) Loans

Nationwide Full and Streamlined Documentation For Fast Funding

  • $50,000 to $75,000,000 financing sizes secured by most commercial and investment residential real estate

  • No set credit score minimum (650+ credit preferred)

  • No prepayment penalty options

  • Startup, first-time investors, and foreign national financing available

  • Mortgages fixed for up to 30 years with rates starting at 4.99%

  • Up to 85% loan-to-value (LTV) financing

  • Flexible debt-service coverage ratios and occupancy requirements

  • Funds can be used for purchase, refinance, fix-and-flip, construction, development, bridge, property portfolios, and cash out

  • We offer flexible loan terms and competitive interest rates

  • Funding unique property types

© 2025 Capital Prime Commercial Funding Corp. | All Rights Reserved.
This website is for informational purposes only and does not constitute an offer to make a loan or extend credit on specific terms. All loan requests require a completed written application and supporting documentation, which are subject to verification. Loan approval depends on meeting underwriting requirements, satisfactory appraisal and title review, and no material change in financial condition. Rates, terms, and programs are subject to change without notice and may not be available in all jurisdictions. Capital Prime Commercial Funding Corp may act as a commercial loan broker and not as a lender. Financing programs are offered strictly for business-purpose commercial mortgage loans only.